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Help To Buy Scheme 2022-01-01

Please note the closing date for the applications for the HTB is 31 December 2022. 
The Help to Buy Scheme or First Time Buyers Grant is designed to assist first time buyers to get the deposit required to purchase/build a new home. The incentive provides for a refund of Income Tax and Deposit Interest Retention Tax (DIRT) paid over the previous four tax years to first time buyers.


Help to Buy Scheme

The enhanced levels of support in the Help to Buy incentive will see the maximum possible refund increase by €10,000 to €30,000 or 10% of the cost of the new home (up from 5%). This increase will be available to qualifying first time-buyers who buy or build a new property until 31 December 2022.


You can apply for the HTB scheme if you are an eligible first-time buyer/building your first home and are a PAYE taxpayer.

In order to apply online you will need:

  • Names & details of each applicant
  • Evidence of mortgage approval including name & address of lending institution
  • Purchase price or completion date of property
  • Deposit amount payable
  • Loan application number

You can apply online